What Does 'Ready-to-Sell' Mean for Medicare Agents? Ritter Insurance Marketing

This can be purchased though most property and casualty agencies as well as many insurance associations. If you would like some specific recommendations for Medicare FMOs, please email me directly and I’ll give you some introductions to Medicare FMOs that I trust. Access to agents all year long, not just during Annual Enrollment Period .

Sometimes their doctor won’t accept Humana, so I help them understand how a PPO plan or something similar would let them stay with their current doctor. To that point, if their doctor is part of an HMO plan, we help them understand whether the HMO could actually be a better fit for their needs. However, all prospect partners MUST be licensed in their resident state, and be in good standing with the DOI.

You can also boost your earnings by selling ancillary insurance products designed to fill in gaps in Medicare coverage. This might include long-term care insurance, hospital indemnity, dental plans, or hearing and vision insurance. You can also sell standalone prescription plans for Medicare recipients who want to purchase this separately.

Plus, a licensed Medicare agent can help you decide which coverage is best for you based on your needs and budget. This way, you will not overspend for a plan with more benefits than you need or enroll in a plan that does not have the necessary coverage you require. A licensed Medicare agent near you will be able to give you advice based on their extensive experience enrolling beneficiaries in Medicare plans.

It’s up to you whether you want to work with a Medicare agent or broker. Using a knowledgeable and ethical agent or broker can make your search for a health plan significantly easier and faster. Since their services are free, you have nothing to lose by trying an agent or broker near you. You should pick a broker or agent with solid experience selling Medicare plans in your state. When interviewing an agent or broker, ask about the types of plans they handle and the kind of customer they usually work with. However, the commissions agents and brokers receive for different plans vary by company and arrangement.

To identify additional advantages and disadvantages of the agent model from a beneficiary perspective, we conducted interviews with patient advocates from prominent Medicare advocacy organizations. We identified three online agent portals that allow for plan comparison. Agents’ and insurers’ Medicare resources are widely available online and likely to be among the first information sources seen in online searches.

We also provide you the trusted organizations and resources that will jump-start your business. Please contact Medicare.gov or MEDICARE to get information on all your options. Want to save money on your healthcare costs, but concerned about which of your doctors would be covered in a Medicare Advantage plan? Compliance is imperative for all of us, and we must make sure that we remain steadfast in our efforts to make compliance a part of everything we do. Wellcare is committed to making our brokers the most informed and compliant in the industry by providing the tools and resources necessary to meet this objective. In a short conversation, Ann was able to learn more about Pam’s health goals and budget.

In 2021, for example, the Centers for Medicare and Medicaid Services introduced newly mandated cost-sharing for prescription drug payments, and those changes will become active in 2022. The annual AHIP certification exam comes with fee of $175 each year. Preparing for AEP may feel like you are preparing for medicare agent a long journey, like climbing a mountain. Visit Expedition AEP – our collection of tools, resources, certifications, survival trainings, and more to help ensure you are in tip-top shape to conquer the 2023 AEP. AGA Medicare Options is one of the largest Medicare focused insurance agencies in the country.